In Florida, trees and ornamental plants not only beautify our homes, they also provide shade, ecological value, and increase property appeal. But when not properly maintained, they can also become a threat to your home and cause problems when filing home insurance claims. Did you know that a diseased or poorly located tree can cause […]
How do trees affect my home insurance? Read More »
Many homeowners are unaware that their policies do not reflect the current needs of their home. As public adjusters, we recommend reviewing and updating your insurance to avoid surprises in the event of a claim. Here are the key coverages you should evaluate: 1. Building coverage (Dwelling Coverage) What to check: If you have made
Is your insurance out of date? Coverage you should review today Read More »
If your home was affected by a hurricane in Florida, you may be eligible for state or federal assistance. Beyond home insurance, this aid can help you recover without having to bear all the costs yourself. Here we explain how to access it and which agencies offer support. 1. Federal assistance via FEMA Following a
How to apply for state or federal assistance after a hurricane in Florida Read More »
When you file your roof insurance claim, you may be leaving money on the table. Why? Perhaps you are not considering all the elements that actually make up a roof… and that may be covered by your policy. These components are often overlooked when filing a roof insurance claim. We’ll tell you how to include
Roof insurance claim: 7 things that are often overlooked and can cost you money Read More »
When it comes to water damage, many homeowners believe that their insurance will cover everything without any problems. However, a poorly documented leak or incorrect action can cost you more than a repair: it can leave you without compensation. Here are five common mistakes to avoid if you want to protect your investment and ensure
Home filtration: 5 mistakes that could cost you insurance compensation Read More »
When a leak, spill, or flood occurs in your home, the first thing you want to do is fix the problem. But if you are going to file an insurance claim, there is one detail that can make the difference between your claim being approved or denied: the type of water that caused the damage.
What type of water damaged your home? This may define your claim. Read More »
Florida is experiencing an unprecedented crisis in the home insurance market. If you have a property insured in this state or are about to file a claim, this news about home insurers in Florida is crucial for you. Home Insurance Companies in Florida Current Overview 1. Fourteen insurers closed more than 50% of claims without
Home insurance news: What’s happening in Florida and why you should pay attention Read More »
Before cleaning up or moving after damage to your home, you need to take photographs for your insurance claim. This is the first thing you should do. Good photographic documentation can be key to getting your claim approved and fairly compensated. Below, we share an essential checklist to help you take the right photos and
A home insurance inspection is a process that many insurers require when you take out or renew your policy. The aim is to assess the actual condition of your home, verify that the conditions you declared match reality, estimate the cost of reconstruction, and detect potential risks. Why should I review my home insurance annually?
HOME INSURANCE INSPECTION: Checklist to be 100% prepared Read More »
When it comes time to file a home insurance claim, being well prepared can make the difference between a smooth experience and a headache. Insurance companies don’t always clearly explain what’s covered, what steps you need to take, or how your case will be evaluated. That’s why asking the right questions—at the right time—can help
Questions you should ask your insurance company before and after filing a claim Read More »
